Understanding Your Options
If you’re exploring rehabilitation for someone you love, you’re likely making a lot of important decisions based on their individual circumstances and advice from their healthcare professionals.
Here are three of the most important ones:
✔ Which treatment option is right?
This is between you, your loved one and their healthcare team
✔ How will treatment be funded?
Options include Medicare, private health cover and self-funded (private)
✔ If self-funding is required, what finance options are available?
This is where Thrive Recovery Finance can help.
Thrive Recovery Finance provides financial guidance only. We don’t recommend rehabilitation providers, offer medical advice or determine which treatment is right. Once you’ve decided on a treatment pathway, we’re here to help you explore the finance options that may be available.
Funding treatment
There are several ways rehabilitation may be funded, depending on your circumstances
and the type of treatment being sought.
Medicare
(publicly funded)
Some publicly funded rehabilitation services may be available through the Australian healthcare system. Availability and eligibility vary depending on your location and circumstances.
Private health insurance
Depending on your level of cover, private health insurance may contribute towards rehabilitation costs. Check with your insurer to understand what may be included under your policy.
Self-funded rehabilitation
Many private rehabilitation programs require full or partial payment. If funding is the only barrier, Thrive Recovery Finance can help you explore finance options.
This is where Thrive Recovery Finance can help you
Did you know?
If you’re considering private rehabilitation, it may be worth exploring Australia’s once-only Mental Health Waiver.
Depending on your circumstances, the waiver may help both existing private health insurance members and people considering taking out eligible hospital cover access higher psychiatric hospital benefits sooner than the standard waiting period.
Because eligibility rules, waiting periods and policy requirements vary, it’s important to understand how the waiver works before making any decisions.
Treatment locations
Private rehabilitation programs are available throughout Australia and overseas, including Bali.
Programs differ in their approach, duration, setting and cost. The most appropriate option depends on the individual and should be discussed with their healthcare professionals.
While Grahame and Sean have personal experience with rehabilitation in both Australia and Bali, Thrive Recovery Finance doesn’t recommend or endorse any particular provider or location.
Where Thrive Recovery Finance fits
Choosing a rehabilitation program is a personal decision made by you,
your loved one and your healthcare team.
Once that decision has been made, our role begins.
Loved one
Healthcare
Team + Family
Treatment
decision
Funding
required
Thrive Recovery
Finance
We’ll explain the finance options available, answer your questions and
guide eligible applicants through the application process.
“We’re absolutely stoked with the support we received. Without this service, we simply wouldn’t have been able to get our son into rehabilitation when he needed it. He’s doing incredibly well, and we’ll be forever grateful for the help that made it possible.” —Emma K.
What happens next
Getting started is simpler than you might think
1
Reach out
Let's start with a confidential conversation
2
Let's talk
We’ll explain the process and chat
about eligibility
3
Explore
We’ll explore your options and guide the application process
4
Focus
You can focus on supporting your loved one with their recovery